Botson Insurance Group Blog

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Sep 16
1 min

The Green Industry is Even Greener This Year

Members of the Land Improvement Contractors Program (LICA) with United Fire Group will be receive an 8.5% premium dividend for 2019.

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Is loss of income covered from closure due to Coronavirus? It depends...

Greg Botson

Mar 20
2 min

Is loss of income covered from closure due to Coronavirus? It depends...

A communicable disease like the Coronavirus may not be a covered peril, but you should not allow that assumption to keep you from taking act

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AS THE LABOR MARKET TIGHTENS, SO DOES DRIVER ELIGIBILITY FOR INSURANCE

Greg Botson

Apr 25, 2019
2 min

AS THE LABOR MARKET TIGHTENS, SO DOES DRIVER ELIGIBILITY FOR INSURANCE

The labor market is tougher than ever. Finding employees is, to say the least, challenging. Finding employees who are acceptable to drive...

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Cash Value vs. Replacement Cost for Contractor Equipment

Greg Botson

Feb 8, 2019
2 min

Cash Value vs. Replacement Cost for Contractor Equipment

Now is the time of the year that many contractors are starting to ramp up their business by purchasing new equipment for the upcoming spr...

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Who’s responsible when there is a claim involving a Subcontractor?

Greg Botson

Jan 31, 2019
3 min

Who’s responsible when there is a claim involving a Subcontractor?

During the Winter, many Snow and Ice Removal professionals use Subcontractors to plow snow, apply salt and move snow. So, who is responsi...

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10 Steps to Make Commercial Vehicle Accident Claims Get Settled Faster and Easier

Greg Botson

Jan 25, 2019
2 min

10 Steps to Make Commercial Vehicle Accident Claims Get Settled Faster and Easier

It is inevitable this time of the year to have Commercial Auto Accidents with the severe winter weather we have experienced lately and th...

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What Snow Contractors Can Do to Prevent Slip and Fall Claims

Greg Botson

Jan 18, 2019
2 min

What Snow Contractors Can Do to Prevent Slip and Fall Claims

Winter weather in Ohio causes many Trip and Fall claims. With the snow and ice conditions here, the public is constantly falling in shopp...

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Top 5 Insurance Concerns for Business Owners and Contractors in 2019

Greg Botson

Jan 12, 2019
3 min

Top 5 Insurance Concerns for Business Owners and Contractors in 2019

2018 was an interesting year for business and for insurance! So interesting in fact, that we thought it would be beneficial to write abou...

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Employer Responsibilities During Winter Weather – Snow Days Aren’t Fun Anymore

Greg Botson

Dec 21, 2018
3 min

Employer Responsibilities During Winter Weather – Snow Days Aren’t Fun Anymore

Remember snow days when you were a kid and the excitement you felt knowing how much fun you were going to have playing in the snow with y...

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THE DANGERS OF DISTRACTED DRIVING – How to protect employees and your business.

Greg Botson

Dec 7, 2018
2 min

THE DANGERS OF DISTRACTED DRIVING – How to protect employees and your business.

Distracted driving is a global epidemic causing way too many deaths, injuries and rising costs for employers, insurance carriers and cons...

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Top 5 Tips to Prevent Snow Plowing Accidents

Greg Botson

Nov 26, 2018
1 min

Top 5 Tips to Prevent Snow Plowing Accidents

Our first blast of winter has already happened in Northeast Ohio and the worst has yet to come. Many snow plowing accidents occur due to ...

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Greg Botson

May 25, 2018
3 min

Boat Dealer Insurance Program

Boats come in all shapes and sizes, so shouldn't your boat dealership insurance be different than the dealer down the road? Find out why ...

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What snow plow contractors need to know about sub-contractor insurance costs.

Greg Botson

Apr 27, 2018
2 min

What snow plow contractors need to know about sub-contractor insurance costs.

As a snow plow contractor, your general liability rates on #snowplowinsurance can be much more expensive than your costs as a landscaper....

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Cargo Liability Insurance - What you need to know.

Greg Botson

Apr 27, 2018
4 min

Cargo Liability Insurance - What you need to know.

Cargo liability insurance provides coverage for the cargo that for hire truckers haul on their trucks. As the trucker for hire, you are r...

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