• Greg Botson

10 Steps to Make Commercial Vehicle Accident Claims Get Settled Faster and Easier

Updated: Jan 29, 2019

It is inevitable this time of the year to have Commercial Auto Accidents with the severe winter weather we have experienced lately and that is on the horizon. Snow Plow Contractors are in the worst weather conditions all hours of the day and night, so accidents are going to happen.

Here are 10 tips to get commercial auto accidents settled faster and easier for your business and the other parties involved in the accident:

  1. At the scene, ask for the name, address and cell phone number of the claimant and all parties. Get a picture of their insurance card, so you have a copy of that information if possible.

  2. Take pictures of the vehicles involved, as well as the accident scene. If possible, try and get pictures from different angles as it helps to paint a clearer picture of what happened.

  3. Make a diagram of how the accident happened and the surroundings.

  4. When you contact your insurance carrier, provide them with the correct vehicle involved in the accident, including the last four digits of the Vehicle ID Number (VIN).

  5. Who was the driver of your vehicle?

  6. List where the accident occurred, including streets and the city.

  7. What are the details of the accident and whom do you feel was at fault?

  8. Was a Police Report completed? If so, what is the report number and when will it be available? Police reports could take up to 14 days to become available in some cities.

  9. Let your insurance company know the extent of the damage, either with an estimate from an auto body shop or what you think the damage is monetarily.

  10. Were there any injuries at the scene? If so, what was the severity of the injuries?

No one wants to be involved in an accident. But if you are, these tips will get your vehicle back on the road quicker and get all parties involved a faster resolution to the claim.

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